Table of Contents
What is holding you back from achieving your goals?
I’m going to make a bold statement and say that I believe the number one reason you won’t achieve the life of your dreams is … *drum roll* … fear.
And when I say “you”, I really mean “we”, and basically, the collective “you” that is everybody on the planet. Because, we all struggle with fear. Even the most successful humans out there.
Because of this, most people think that fear is a valid reason to not do something. And when we confide in others, they will typically support us and offer their understanding and compassion, because they don’t like feeling fear, either!
Nobody wants to feel fear. So, we all let fear hold us back in life to some degree. It’s part of the human condition.
But if you’re not willing to overcome fear, then you’ll never live your best and most purposeful life.
I don’t know about you, but the thought of being on my death bed and regretting that I didn’t live my best life scares me. Which, kind of puts things in perspective: either I deal with fear today, or I suffer from it later.
So, overcoming fear is an important part of reaching your fullest potential and achieving your highest goals.
However, fear has a sneaky way of tricking us into believing that our hesitations are totally valid, or not even based on fear at all.
In this post, I’m going to point out 4 behaviors that are actually fear in disguise. One (or more) of these could be what is holding you back from achieving your goals.
Need some support creating real change in your life? Download this FREE 6-page Change Your Life workbook for some practical action!

What are disguised fears?
Some say that the opposite of love isn’t hate. It’s fear.
Out of love comes so many positive and healthy traits: generosity, respect, gratitude, charity, peace, patience, kindness, etc.
Love is a pillar emotion that strengthens all of the other positive emotions in our lives.
Fear, on the other hand, results in a plethora of negative and toxic thoughts and emotions. Like anger, worry, anxiety, insecurity, jealousy, etc. We could probably all agree that these emotions stem from fear.
But these aren’t the feelings that hold most people back from building a better future.
Instead, many of us are lulled into passivity by behaviors that are considered less distressing, but quite deceitful. These obstacles in achieving goals are what I call “disguised fears” – and they are very effective at holding you back from chasing your dreams.

However, once you identify them as types of fear, then you can address the root cause of your inaction (what you fear) so you know what you need to overcome in order to move forward.
The four disguised fears that are subtle varieties of fear – but fear all the same – are procrastination, perfectionism, confusion, and refusal (excuse making). Most people fall prey to these bad habits that ultimately keep them from reaching their goals.
Fear #1: Procrastination
Procrastination is the act or habit of putting off or delaying something that requires immediate attention.
For example, many people (like myself) procrastinate with getting medical checkups or having difficult conversations. Putting these things off for too long could result in worse consequences than taking action immediately.
So, why do we wait? We might say we’re too busy, or just lazy, or don’t care enough – and these might be true. But we may also be procrastinating because we’re avoiding some emotion we don’t want to deal with.
When you delay saving money, paying off debt, or planning for retirement, you are leaving a heavy burden for your future self. So, it’s critical that you determine the reason why you’re making this choice.
If you really believe it’s as simple as being too busy or lazy, then these excuses can easily be addressed. You either need to free up more time or develop some self-discipline.
But, deeper thought could lead you to discover that you’re reluctant to take action because you don’t want to deal with uncomfortable feelings. This is typically when procrastination is a disguise for fear.
There are a few different ways procrastination can disguise itself as fear. Ask yourself these questions to determine if your inaction is due to avoiding fear:
- Could the action result in failure? Could it result in disappointing others or looking foolish?
- Could the action result in significant success? Could it result in others’ having high expectations of you or more responsibilities?
- Does the action require knowledge you don’t have? Do you feel like you’re not qualified to do it?
- Does the action require you to do something difficult or unpleasant?
- Will the action lead to the end of something important to you? Will it lead to an unknown consequence?
If you can say yes to any of these questions, then continue to deconstruct your thinking and reflect on your real motivation for not taking action.
You may realize that your lack of action is really an avoidance of feeling fear.

Fear #2: Perfectionism
If you’re not making the progress you’d like because you want everything to be “just right” before you move on, then you may suffer from perfectionism. (And, yes, I did use the word suffer intentionally.)
This behavior can be one of the most difficult barriers to effective goal setting, because it disguises itself as a “positive” trait.
Some proudly identify themselves as perfectionists. But, in reality, wanting everything perfect before you take action is just fear in disguise, and a poor excuse to delay action.
What are perfectionists afraid of? They’re scared of making a mistake, of being judged, of being rejected.
And they operate out of this false belief that, if what they do is “perfect”, then they can avoid feeling the fear and all of the other uncomfortable feelings that go with it.
But, this usually results in a lack of action and a delay in getting things done. Which, also serves as a way to avoid painful feelings.
Because, if you never get anything done, then you’ll never fail or be rejected.
It’s a vicious cycle.
Here are some questions to ask yourself if you think you may be letting perfectionism hold you back:
- Do you feel like what you accomplish is never good enough?
- Do you spend excessive time trying to reach some high standard you place on yourself?
- Do you often delay taking the next step because you know you won’t complete it perfectly?
- Do you feel like anything less than 100% is unacceptable?
- Do you often feel judged by others, without any actual evidence?
- Do you feel like others value you less if you don’t achieve “perfect” work?
The drive to be perfect can rob you of a sense of personal satisfaction, and also cause you to achieve less than others who have more realistic expectations.
The only way to overcome the fear is to go through it. Do things imperfectly and share it with others. Expose yourself to what you’re avoiding, and you will discover that the majority of your fears are unfounded.
The goal is progress, not perfection.
Related video: How to get over your fear of failure
Fear #3: Confusion
This one can be extra tricksy.
Sometimes we hold ourselves back because we “just don’t know”. And so, we think we need more information, or we need to keep thinking about it, or keep praying about it. Maybe you’re stuck right now because you’re waiting for a clear sign.
It *sounds* like you want to be wise about your decision – and this is a good thing.
But, if you’ve been hanging out in the land of confusion for too long, it’s likely that you don’t want to make a decision because you don’t want to face fear.
Instead, you stay where you feel comfortable and don’t have to deal with painful feelings. Because, as long as you continue to claim you “just don’t know”, then you have an excuse not to move through your fear.
Is this hitting a nerve? Then, ask yourself these questions to figure out if your confusion is really a disguise for avoiding fear:
- Do you have a difficult time making decisions? Would you rather have others make them for you?
- Do you typically feel insecure about decisions you’ve made?
- Do you spend too much time researching and talking and reading and never taking action?
- Do you worry about the consequences of your decisions?
Many times we don’t make a decision because we’re afraid of making the wrong decision. Or it’s because you don’t have every piece of information, or you don’t have confirmation, or you don’t feel absolute certainty.
But, these are not valid reasons to not take action. Using confusion as an excuse won’t make any underlying fear go away.
Ignoring what you fear just keeps you stuck where you are. You can’t go around it or over it or under it. You must go through it.
Someone once said that courage is not the absence of fear, but feeling fear and doing it anyway. So, don’t let these avoidance thoughts keep you from your goals. Acknowledge the fear you’re resisting and then walk towards it.
Being open to feeling the fear is the first step in overcoming it.

Fear #4: Refusal (making excuses)
Excuses only achieve one thing. Nothing.
Even the *best* of excuses will still keep you from achieving your best life. And, an excuse is usually just the avoidance of fear wrapped up in a victim mentality.
Here are some common excuses people give to not take action (notice how all of them depend on an external circumstance):
- I don’t have enough time
- I don’t know the right people
- My partner won’t let me/like it
- I don’t have the education/experience
- I’m waiting for the right opportunity
- There’s too much going on right now
- I don’t have the money
Do any of these sound familiar? Do you find yourself using any of these excuses to not move forward? Do you think any of these are valid reasons to not take action?
The fact is, you may not have the money, or have enough time, or know the right people – right now. But, *you’re* the one choosing to allow these circumstances to control your thoughts and actions.
The question you need to answer is why? Why are you continuing to let these excuses steal from your future?
For many, these excuses are a way to avoid feeling fear – fear of success, fear of failure, fear of the unknown, etc.
Nobody enjoys feeling fear, and when we’re scared to do something, we can typically create circumstances for not doing it. But the end result is creating a future that is less than fulfilling.
So, take some time to really consider if the excuses you’re making are your attempt to avoid facing your fear.
Excuses can be persistent hurdles in achieving success. Stop making excuses and start taking action. It’s the only way to get to where you want to go.
Don’t forget to grab the FREE 6-page Change Your Life workbook to start creating the change you want!

Don’t let fear hold you back from achieving your goals
So many of us choose to stay where we’re at because of fear. Our natural tendency is to stay in the comfort zone and avoid pain.
But, we may not identify our inaction as fear because we want to believe our reasons are valid and justified. And this keeps us stuck.
It’s important to acknowledge your fears so you can step into them and embrace them and then walk through them. It’s the only way to the other side.
Don’t use fear as a reason to not move forward. Don’t believe that fear necessarily means something has gone wrong. Don’t accept that it means to stop what you’re doing.
When you accept that fear is a normal part of life – it’s something we all face and everybody deals with it – then you won’t be so resistant to feeling it.
In fact, if you wrote down what you’re afraid of, you would probably realize that most of your fears are either irrational or unfounded. It’s just the thought of the fear that immobilizes you.
So, spend some time identifying and acknowledging the fears that are holding you back in life. Allow yourself to feel it, and then take action.
Because, on the other side of fear is where all of your dreams can be realized.
Other posts you may enjoy:
- Money Values: How To Align Your Priorities With Your Spending
- 9 Powerful Benefits of Setting Financial Goals
- 5 Principles To Change Your Life After 50
- The Mexican Fisherman: 5 Powerful Lessons To Live By
- The One Thing Book Review: Going Small Leads To Big Results
- How To Create Lasting Habits For Powerful Life Change
- 5 Money Lessons I Wish My Parents Had Taught Me
- How To Create Lasting Habits For Powerful Life Change
- How To Meet Your Future Self and Change Your Life
- A Willingness To Change: Here’s the How & the Why
Want to remember this post for later? Pin it to your favorite Pinterest board!
4 Disguised Fears Holding You Back From Achieving Your Goals