It’s time to take control.

Here's how.

Financial experts recommend a nest egg of 6 times your annual salary by the time you’re 50.  Less than half of people in this age group don’t even have $100k saved.

Just like you, I don’t want to live out my golden years living paycheck to paycheck.  Who wants to work the next 15-20 years just to barely get by in retirement?

If you’re feeling more anxious than excited about retirement, it’s time to take control of your financial future.  It’s never too late to start, but the best time is now.

Here on FO5O, my purpose is threefold:

  • Encourage you to stay committed to building your best retirement
  • Support you in learning, earning, and saving toward financial freedom
  • Inspire you to believe that you have everything you need to create the financial future and family legacy you want

To help you get on track, I share free tips, tools, and resources about personal finance practices to help you get past the worrying and start winning with your financial goals.  

Every resource you’ll find on FO5O was created with you in mind – to help you achieve better money management, increased savings, and a healthy money mindset.  

Choose from the 4 topics below to learn how to start planning, build savings, increase earnings, and practice mindsetting.


If you’ve started wrong but want to finish right, you have to plan for it.  This means understanding all of the various components that are part of a retirement planning strategy.  Get some guidance on setting goals, creating an estate plan, and taking important steps to building a secure future.  Visit the Planning section or start with the posts below.


Being intentional about saving money is crucial to achieving financial freedom and a comfortable retirement.  Learn tips and strategies on how to follow a budget, cut expenses and save more.  Visit the Saving section or start with the posts below.


If you’ve ever considered turning your hobby into a business or starting a side hustle, there’s never been a better time.  Your 50s are a great time to explore new opportunities to increase income.  Read about ways to earn extra money so you can reach your financial goals.  Visit the Earning section or start with the posts below.

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Our actions start with our thoughts, and if you’ve been stuck in poor financial habits for too long then it’s time to rework your mindset.  Get help with overcoming limiting beliefs, creating better habits, and improving your thoughts around money.  Visit the Mindsetting section or start with the posts below.